Terms and Conditions
These terms and conditions will apply when you order goods and services from ourselves via our website, face to face reviews and by means of any distance communication. For the purposes of these terms and conditions, distance communication includes the following: Telephone; the internet; electronic mail; written correspondence or fax.
Before proceeding to order our goods or services, we ask that you read these terms and conditions carefully. If you find yourself unable to agree to these terms and conditions, then you must not order our goods and services. If however, you agree to them unconditionally, you may place an order to which these terms and conditions will apply.
Part A
1. General Information
For your convenience, we have listed below some general information about ourselves;
"We" are ISACO Limited (company number 4323012) and our established place of business is 1 Chellow Court, Chellow Dene, Mossley, Ashton-u-Lyne, OL5 ONN (V.A.T No. 841 2221 70).; click here to contact us by email ; Our central facsimile number is (+44) 0870 757 8660
2. Formation of Contract
Set out below is a useful summary of the steps which you must follow in order to conclude a legally binding contract with us:
Step 1: Provided that you agree unconditionally to these terms and conditions, you may proceed to place an order with us.
Step 2: On receiving notification of your order or by supplying your credit card details, we will confirm the price details. On your acceptance of payment, a legally binding contract will have been formed between us. We reserve the right not to process your order and accordingly, we will notify you immediately if this is the case.
These terms and conditions shall override any contrary terms and conditions published by us or appearing on our web site.
Part B
1. Description and Pricing
Our products include the following:
- The Liquid Millionaire book
- Retire Rich System
A list of individual products is found at the Product page. You can click on this link to view the products. The prices as set out in the product list remain valid until further notice. We will notify you in the event that the product of your choice is unavailable of if the date of the event changes.
2. Delivery and Risk
In the case where goods are delivered to you by post, risk to the goods passes to you upon despatch to you from our premises. In the case where goods are delivered to you via the Internet, the risk to the goods passes to you upon the goods being made available to you to download from our website or read from the members area. We may contact you to see if you have received your order by email or by telephone.
3. Title
Title to the goods ordered by you remains with us until such time as payment in cleared funds has been received by us from you.
4. Payment
Following despatch of your chosen product, we will debit your account details for the sum of the product price plus post and packaging and VAT if necessary. Payment should be made by means of a credit or debit card. You may also pay by sending a cheque for the amount shown on the invoice to: ISACO Limited - Accounts Payable, 1 Chellow Court, Mossley, Lancashire, OL5 ONN, England. Please note, however, that payment by cheque is subject to an additional 2.5% administration charge.
Please make cheques payable to: ISACO Limited
If you choose to pay by cheque the products ordered will be despatched to you upon receipt by us of cleared funds. If you fail to pay the balance in full within 30 days of the date of the invoice, we may charge interest at a rate of 4% per month on the outstanding amount.
5. Right to Withdraw
This clause is in addition to your other rights relating to defective goods or services given to you by law.
If you are a consumer (i.e. you are not purchasing either wholly or in part for your business or you are not a business) you may have a right to cancel the contract and receive a refund from us. You may cancel your contract with us in accordance with the following procedures:
The Liquid Millionaire Book
The World's Most Unusual Book Guarantee.
A Life Time – No Questions Asked Money Back Guarantee. To give you complete piece of mind........When you buy Liquid Millionaire, if for any reason during the full course of your lifetime, you are not happy with your purchase, simply tell me and we’ll quickly give you a FULL REFUND, no questions asked. The risk lies with me instead of with you.
The Retire Rich System
Money Back Guarantee
There is no risk. If you decide to come on board and become a premium client, and for any reason during the first 30 days of membership, the package does not meet your expectations, or you don’t find the Retire Rich package value for money, or that you don’t find that the system really is 3 minutes per day, you can ask for a FULL REFUND, no questions asked. The risk lies with us instead of with you.
How does it work?
You must notify us of your cancellation in writing within thirty (30) days of the date of purchase of the product or within fourteen (14) days of the renewal of your contract with us in respect of any product (the Cancellation Period). Provided we receive your notice of cancellation within the relevant Cancellation Period as set out above, you will receive a full refund of the price paid or, in the case of renewal of the contract, the renewal fee paid, for such product. We will endeavour to process any refund due using the same method originally used by you to pay for the product or to renew the contract within thirty (30) days from the date on which we receive your notice of cancellation.
These terms and conditions do not exclude our liability (if any) to you for personal injury or death resulting from our negligence, fraud or any matter which it would be illegal for us to exclude or to attempt to exclude. We are only liable to you for foreseeable losses which you suffer as a result of these terms and conditions by us. Our liability to you shall not in any circumstances include any losses that you may incur, including but not limited to lost data, lost profits or business interruption.
Part C
1. Complaints
We aim to provide you with a quality product and service. If, however, you feel that you have cause to complain, you can email us at the address given in Clause 1 of Part A above. We will do our best to solve any problems that arise.
2. Intellectual Property
The Copyright and all other Intellectual Property rights in all ISACO Limited products, this website and all material contained herein is the property of ISACO Limited and/or its licensors. You may not use, reproduce or distribute the products or any content on this website other than for your personal use without our prior written permission.
3. Force Majeure Disclaimer
We shall not be liable to you for any delay in performance, or non-performance of any of our obligations which, for the avoidance of doubt, shall include any delay or non-delivery of the Daily Market Update or The Big Picture emails, due to any event which is outside our reasonable control, including system failure, maintenance or repair, nor any consequential loss arising from such an event. We provide this website to you "as-is" and expressly and to the fullest extent permitted by law disclaim all warranties either express or implied with respect to the website including (without limitation) all warranties as to fitness for purpose and satisfactory quality. Though we do endeavour to ensure that all information contained upon this website is accurate we accept no liability for information which is inaccurate or incomplete.
4. General Disclaimer
We endeavour to deliver quality information, ideas and personal opinions on stocks, funds and the general market. However, the information, ideas and personal opinions provided are intended to be a general guide to financial management only. Our products are intended to be a general guide to financial management. ISACO Limited and its employees are not agents, brokers, stockbrokers, broker dealers or registered financial advisors. ISACO Limited do not accept any responsibility for loss occasioned to any person acting or refraining from acting as a result of material contained in its products. ISACO Limited does not recommend particular stocks or investment funds or any other security or any other investment of any kind. If particular stocks or investment funds are mentioned, they are mentioned only for illustrative and educational purposes. Whilst ISACO Limited comments on the services and advice offered by other companies and individuals, none of the companies or individuals have authorised, sponsored, endorsed or approved this publication. ISACO Limited has not received any remuneration in return for including any company or product featured in our products. You should seek advice from a registered financial professional prior to implementing any investment program or financial plan. ISACO Limited, their agents and employees, do not guarantee any results or investment returns based on the information in this program. Past performance is no indication or guarantee of future results and the value of any investment you make can go down as well as up. The products present information and opinions believed to be reliable, but the accuracy cannot be guaranteed and ISACO Limited is not responsible for any errors or omissions. ISACO Limited accept no liability for such inaccurate or incomplete information.
5. Liquidity
You hereby agree to provide us with estimated values of your investments upon request each month. All such details will be kept strictly confidential by us and will be used solely for the purposes of assessing the liquidity of investment funds. We will not pass on such details to any third party. We will not request your account or password details. You acknowledge that we require such information in order to provide you with information about the liquidity of investment funds and that we may terminate our contract with you if you fail to provide such information. (This section does not apply to people who are only purchasing the Liquid Millionaire book)
6. Entire Agreement
These terms and conditions (and the documents referred to in them) constitute the entire agreement between the parties relating to the subject matter of these terms and conditions. Each of the parties agrees that it did not rely on and shall have no remedy in respect of, any statements, representation or warranty, whether oral or in writing, of any person, (whether or not a party to the contract between us) other than those expressly set out in these terms and conditions. Nothing in these terms and conditions shall limit or exclude any liability of any party for fraud.
7. Applicable Law
The agreement between us shall be subject to the laws of England and Wales, and the exclusive jurisdiction of the English Courts.
8. Severability
Not withstanding that the whole or any part of any provision of these terms and conditions may prove to be illegal or unenforceable, the provisions of this agreement and the remainder of the provision in question shall remain in full force and effect.
