Retire Rich
in Just
3 Minutes per Day
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Here’s how you can retire rich in just 3 minutes per day by simply shadow investing the guy who turned $31,409 into $1.28 million in just 38 months – from the comfort of your own home. How? By “shadow” investing a high profile stock market investor. You get to know what investments he is personally investing in – so that you can do the same. That means if he gets a 23% return, so do you. Who is this high profile investor? | ||
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His name is Stephen Sutherland. Stephen is the UK's leading authority in ISA Trend Investing. You simply profit in up markets and protect in down markets, helping you Retire Rich. Stephen watches the market live – each and every day – so you don’t have to. He conducts in depth after hours analysis – so you don’t have to. And he carries out all the research and homework on what investments to buy, when to buy them and when to sell them – yes, you guessed it, so you don’t have to. |
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| Let me ask you a question.
Did you know... ISACO has within its possession a prized secret formula – a formula that could help you to retire rich? Yes, it's true and this undisclosed formula is hassle free, easy to understand and time friendly. This method of investing is not flawless, but it has managed to catch the start of every single bull market in the last 50 years. This system of investing is powerful and, if you follow the rules, it's safe – as it helps you to reap profits in strong markets and to protect your gains when the market becomes weak. This in turn helps you to create greater than average returns over the long-term, helping you to retire wealthy. | ||
"10 / 10 for valuable content."
"Definitely recommend."
To attain true and lasting wealth, you’ll need to learn how to create outstanding performance over the long haul. Getting large returns such as 10, 15 or even 20% or more is NOT easy….. but it is possible.
You see, rather than it taking you years to become an expert, you could piggy back your way to wealth by following in the footsteps of a high profile, professional investor.
If you did, you’d have a much higher chance of getting superior performance; therefore helping you to achieve financial security. Your job, then, is to seek help from a stock market professional.
Did you know that one of the secrets to stock market success is to be able to read the market's health?
Why?
When you can accurately read whether the stock market is healthy or not, you can then determine what direction it’s going in.
And because three out of every four investment funds move in the same direction as the market, if you get the market direction right, you maximize your probability of success.
And so one of the first things you need to do is to find a professional investor with a superb track record. You want to be teaming up with a person who is an expert in reading the health and direction of the market.
When you find such a person you'll want to know when they believe it’s safe to invest and when they believe you should be banking your profits.
And if you are really lucky, they'll also tell you what they are personally investing in, so that you can do the same.
"I was truly convinced, Wow factor 9 / 10."
"Definitely recommend."
David Vernon - Hedge Fund Manager - London, UK.
"HIRE CAR, the secret investing formula is outstanding."
"Strongly recommend - 9 / 10."
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Through the Tax-Free Millionaire package, you get to shadow invest Stephen Sutherland. Financially Free Sutherland has 3 claims to fame.
The Tax-Free Millionaire System gives you a fly-on-the-wall view of what Stephen is doing with his Tax-Free investments so that you can do the same. It’s just like having a professional investor to tell you what to do and when. |
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The chart below shows two investment funds that Stephen's secret formula (called HIRE CAR™) found from the thousands of funds out there.

HIRE CAR™ is perhaps the most effective investment fund screening tool ever developed. It is a seven step process for finding the best of the best investment funds.
Through a rigorous process, HIRE CAR™ screens each fund against seven specific disciplines.
Only about 0.5% (one in every two hundred) of funds actually make the grade because HIRE CAR™ is so tough to pass.
But uncover the “best of the best” it does. The two funds on the chart above are two that HIRE CAR™ uncovered. Choosing them helped Stephen and his clients invest in those funds which in turn helped to get great returns on their tax-free accounts.
Notice how powerful these two are versus the NASDAQ Composite.
Notice also how both of them easily outperform it. Can you see that?
Next, let’s take a closer look at two funds that HIRE CAR™ uncovered. Both of the funds below are funds that Stephen and his clients have been invested in.

The first one is the Scottish Widows Latin America Fund, which has been one of Stephen's best purchases. Again, this fund was found using HIRE CAR™.
Notice the gains it’s made each year over the last five years.

This second fund was also a good find. This one is called the Invesco Perpetual Latin American Fund. Once again it was found using HIRE CAR™.
I’m sure by now you can clearly see the potential for how your capital could really grow if you get it invested into the right funds.
The Scottish Widows Latin America Fund and the Invesco Perpetual Latin America Fund are funds that Stephen and his clients invested in. These two market darlings were ranked 1st and 3rd in the fund league performance tables over the ’03 to ’07 bull market.
And as you most probably know, if you have a predictable way to find these types of funds, you’ve cracked it – and HIRE CAR™ is the outstanding “screening” tool that can help you quickly find them.

"Clear, well structured and made me feel comfortable.
The overall system is outstanding."
"Credibility and integrity - 10 / 10, Strongly recommend."

"Very clear presentation of information, and your
secret investing formula (HIRE CAR) blew me away."
"Credibility and integrity - 10 / 10, Strongly recommend."
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By now you should understand that these are the types of funds that HIRE CAR™ will help you to find. But before you go rushing out to buy such a fund, here is a quick word of caution. These kinds of funds must only be purchased in the right market environments. They can also drop very quickly if you don’t know what you are doing and so getting your timing right is crucial. Knowing if the market is healthy is vital when purchasing one of these types of funds. Knowledge of future market direction is therefore crucial or you will lose money almost every time. |
We all know that the property market has had a substantial run over the last 10 years or so.
But just for the sake of this illustration, imagine that the property market had gone sideways for the last 10 years and made very little price progress.
In other words, imagine that property prices had remained almost constant for the last decade, like they did from 1984 to 1994.

The question is, if the property market had moved sideways for the last 10 years, would it now be due a move?
Logically, the answer is yes.
Why?
Because the property market is like the stock market and its long, long, long term trend is up.
When the stock market or the property market have a huge run up, they have to rest and gather strength before they finally launch into their next move northwards.
And this resting period can sometimes take as much as 10 years or even more.
Knowing this key bit of information on how markets work can help you to become very wealthy indeed. What’s more, it leads us very nicely on to what could be a huge opportunity to profit from the stock market over the next 10 years.

The Nasdaq over the last 25 years has averaged a very tidy 18.3%.
… but over the last ten years, as you can see from this chart, it has virtually moved sideways.
Do you see what I’m getting at?
In other words, over the last decade, the Nasdaq has been underperforming its long-term trend and therefore could be due a move.
The Nasdaq Composite is one of the world’s leading market indexes and that’s one of the reasons why we try to beat it each and every year. In other words, it’s very tough to beat.
What we like about it is that it provides us with a challenge.
And here’s the good bit.
What we now know is that the Tax-Free Millionaire system Stephen and his clients use has proven that it is capable of beating the Nasdaq.

"The Tax-Free Millionaire System is easy to
understand and quite simply outstanding!"
"Valuable content - 10 / 10, Strongly recommend."

"Very good answers given to all the questions, clear
and concise. Very informative, high level of detail
and generated great interest, outstanding."
"Credibility - 10 / 10, Strongly recommend."
From 1990 to 2000 the Nasdaq went up on average 24.5% per year and the great news is that because it’s done it before, it can do it again.

As you can also see from the chart, from 1970 to 1980 the stock market hardly made any price progress.
But look at what happened after that 1970–1980 ten-year “sideways” period. As you can see, it went on a 20-year (3566%) monster run.
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And if the market repeats itself, as it does tend to do, and it goes on another monster run over the next ten years, what’s going to happen to your portfolio? You don’t have to be a rocket scientist to work that one out. And because the Nasdaq is capable of 24.5% annual returns over a decade, we expect it to perform as well – if not better – over this next 10 years. But this up and coming move will only start when the market is good and ready. When will it start? |
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And we have to remind ourselves that if the market is strong over this next ten years, funds are going to be strong – because a fund’s price action is always linked to the stock market’s action.
When you sign up for the Tax-Free Millionaire System, you automatically become what is known as a premium client. Premium clients have the privilege of learning in exact detail what Stephen's secret formula is. This is the same formula that helps you to find the best of the best funds.
You also get to discover the 9 Golden Rules that govern this formula.
Plus...you have the luxury of shadow investing Stephen using a simple 3 minutes per day system.
Now here’s the bit that I think you might like. If the Nasdaq does take a serious leg up over the next ten years and you did manage to beat it, helping you to return on average 30% per year over the next 10 years, using your full ISA allowance each year (£7200 per person as from April 2008) £144,000 of capital introduced would grow into a monstrous £903,000.

But I have to warn you that returning 30% on average over a ten year period is not going to be easy. In fact it’s going to be very difficult … but with the help of a strong market and some fancy fund picking, it may be possible.
That means that if you have a partner and you make it a goal to save the full ISA allowance over the next 10 years - and you manage to get it to grow at 30% over the next decade, you are going to be almost a million pounds richer than you are today. And that’s if you were starting from zero.

"Very valuable and very exciting information."
"The concept is LIFE CHANGING."

"What I like most is that there is no hype - it’s all solid information."
"Strongly recommend."
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As well as the Tax-Free Millionaire System being extremely time friendly, taking just 3 minutes per day, the package also comes with two types of support that are unprecedented in this industry. It Takes Just 3 Minutes per
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The second type of support you get is from having your very own Consultant. As soon as you sign up, you will be assigned your very own personal consultant whose job it is to help you to get set up with a tax-free account and to show you how to drastically reduce or completely remove financial adviser costs, set-up fees, annual fees and switching charges.
His or her job is to make sure that they do everything in their power to get you up and running fast with zero charges.
Hungry, ambitious individuals who want to retire rich and have one or more of the following motivations for retiring wealthy:
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Financial Security in Retirement |
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A Better Personal Lifestyle |
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Desire to Enjoy the Finer Things in Life |
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Being Able to Travel Extensively |
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Financial Security for the Children |
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Early Retirement |
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Being Able to Afford a Large Property in an Affluent Area |
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Private Education for the Children |
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The Enjoyment of Making Money |
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Being Able to Help Others |
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Status |
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Owning More Than One Property |

Financial Freedom Means No Money Worries
| You’ll be enlightened, inspired and excited when you are introduced to nuggets of wisdom such as: | |
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The Foundations for Building Lasting Wealth |
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The Complete Step by Step System of How to Retire “Liquid” Rich in Just 3 Minutes per Day |
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How ISACO's Shadow Investing System Makes it Possible for You to Shadow Invest a High Profile Investor in a Time Friendly Way |
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A Unique Screening Tool That Can Help You Find Investment Funds with the Capability of Returning 47% per Annum over a 5 Year Period. |
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How to Quickly Locate Investment Funds That Could Help You Double Your Money in Just a Couple of Years |
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How Top-Drawer Investors Manage Their Investment Funds Once They’ve Bought Them |
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How Professional Investors Use Tax-Shelters to Their Advantage |
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When to Buy at the Right Time |
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When to Sell So That You Can Protect Your Profits |
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The Secret of the Wealthy |
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And Much Much More! |
1. A Unique Way of Following in the Footsteps of a Pro Investor – Normally, whenever you sign up for any kind of wealth building educational package, you pay, you learn and then you apply. With this package, you get much more. Just one of the differences lies in the SUPPORT after your learning is complete.
You get a subscription to ISACO’s Daily Market Update and The Big Picture which collectively help you to follow in the footsteps of the UK's Leading Authority in ISA Trend Investing – and all in just 3 minutes per day. You also get assigned your very own consultant who will be right by your side to get you quickly up and running.
2. Super Personalised Information That Is Easy to Understand and Apply – After you’ve completed your learning on how the system works, you’ll get an opportunity to ask the questions that are personal to you. Plus the package has been created and written in basic English so that it’s really easy to assimilate the information.
3. Money-Back Guarantee – There is no risk. If you decide to come on board and become a premium client and for any reason during the first 30 days of membership the package does not meet your expectations, or you don’t find the Tax-Free Millionaire package value for money, or you don’t find that the system really is 3 minutes per day, you can ask for a FULL REFUND, no questions asked. The risk lies with us instead of with you.
4. Great Value – You’ll find that this cutting-edge information plus high level support package is not only affordable but fantastic value too.
5. It Is Filled with Distinctive Content and Extremely Valuable Information – You’re not going to find another package anywhere in the world where you’ll learn and have access to an easy to understand, 3 minutes per day, wealth-producing & protecting, tax-free investment system. The information is presented in such a way as to maximise retention so that you remember much more of what you’ve learned.
6. Outstanding Networking Opportunity - For Both Business and Pleasure – You’ll team up with ambitious people who want the same things out of life as you do. What’s more, these individuals think like you, are hungry to succeed and have a burning desire to meet up and form new long-term friendships with people like you.
7. This Package Provides a Gateway to The Liquid Club – By signing up, you automatically receive membership to ISACO’s exclusive Liquid Club. The club’s mission is to help each and every club member to retire Liquid rich. This members-only club is only open to carefully selected individuals.

"10 / 10 for valuable content."

"I liked the Sutherland brothers' psychology of investing. Straightforwardly explained and easy to follow with all the help one could need."
"A genuine enthusiasm for their subject and professional in their clients."
Number One - You Discover the SECRETS of the SystemThe first thing you learn is how the Tax-Free Millionaire System works. You receive a Tax-Free Millionaire Manual , written by Stephen, which includes everything you need to know about the 3 Minutes per Day Shadow Investing System. The information presented in your manual includes the unique screening tool HIRE CAR™ – which will help you to find the “best of the best” Investment Funds. This is where the big money is flowing into. |
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Number 2 - The Ability to Shadow Invest a Pro InvestorThe second part of the package is the subscription to ISACO’s Daily Market Updates and our monthly newsletter The Big Picture. This is the electronic support that tells you what Stephen is doing with his money so that you can do the same. You get 241 Daily Market Updates and 12 editions of The Big Picture which keep you informed on a daily basis of when Stephen believes it is safe to invest, when he is buying, what he is buying and when he is switching into safe investment vehicles. |
Normally, the maximum amount of trades or “switches” that he will make over a 12 month period is four. This tells you that your level of activity is going to be extremely low, making it very time friendly. It’s a nice way of getting greater than average tax-free returns - by simply looking at a daily email that takes no more than 3 minutes to read.
The third part of this package is membership to the exclusive Liquid Club. This is a private, members-only club where each member shares the common goal: to retire Liquid rich.
| Some people ask how the training is delivered. The answer is you learn how the system works from the comfort of your own home or office. This means you don’t have to attend a multi day seminar as you do when learning other investment systems.
This saves you money on travel and overnight accommodation plus you don’t have to spend precious time away from your family. With no travel involved, you also do your bit for the environment by keeping your carbon footprint in check. In keeping with our time friendly philosophy, you get fully up to speed with how the system works in less than 2 hours. Once you’ve discovered the secrets of the system, you'll then get switched on to the Daily Market Updates. |
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"Belief is crucial to success!"
"Credibility - 9 / 10."
"Definitely recommend."

"Lots of information in a short space of time - to the point!"
"9 / 10 for credibility and the support team."
"Good sound investment strategy - Definitely recommend."
Yes! As well as helping Stephen and his brother Paul to build six figure tax-free accounts, it also works for every premium client who has decided to USE IT!

"I liked meeting the Sutherland brothers and their collegues, very professional yet humble and genuine people who take a real interest in their clients. Thank you. I would recommend this to others."
"Credibilty, integrity and the support team - 10 / 10."

"ISACO's secret investing formula was excellent."
"Definitely recommend - 10 / 10."

"Credibility - 10 / 10."
"Definitely recommend."

"Stephen and Paul seem like straightforward honest
guys who want to help. It gave me a warm feeling."
"Credibility - 10 / 10, Strongly recommend."

"I liked having the opportunity to share in the knowledge and experience of individuals’ expertise that has taken them years to accumulate. Excellent!"
"Credibility - 10 / 10, Strongly recommend."

"9 / 10 - I virtually never give a 10."
"It was really excellent."

"I think the Tax-Free Millionaire 3 Minutes' Per Day System is excellent."
"Credibility - 9 / 10, Strongly recommend."

"What I liked most was the simplicity of the system - 9.5 / 10."

"What I liked most was the integrity and NO SPIN."
"It delivered more than expected and was full of valuable
content. I would definitely recommend - 9 / 10."

"The information is priceless - I am excited about the future."
"Definitely recommend."

"People do not realise the importance of tax-free ISA's."
"Credibility - 10 / 10."
"Definitely recommend."

"Outstanding - 10 / 10."
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Many of Stephen's clients started with nothing and now have a six figure accounts. Some of them even have seven figure accounts. Stephen's list of clients includes aspiring millionaires, millionaires and multi-millionaires. They come from varied backgrounds. They include executives, CEOs, managing directors, business owners, entrepreneurs, pioneers, property investors, sports celebrities and professionals such as doctors, dentists and lawyers. For example, he has the Chair of Trustees who manages a £550 million pound pension fund on his books, the Chief Information Officer of a FTSE 250 financial company, the original pioneer of health clubs in the UK, a dentist who is a leading authority in cosmetic, implant and restorative dentistry, a professional rugby player, a hedge fund manager and two serial property investors who at the last count owned 150 properties between them. |
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A prospective client should always do background checks and Google us, in order to feel comfortable about the possibility of doing some future business with us.
Background checks are something we actively encourage you to do. You see, when you do this, you'll start to see total congruency. This will help make you feel comfortable about doing business with us.
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You Can Sleep Like a Baby Knowing You Have a 30 Day, No Questions Asked, Money Back GuaranteeBy becoming a premium client, you get superb service and are always treated like a VIP. This is great for you because the longer you stay with us, the more we get to know you and your family on a more personal level. We may even become very close friends. |
This, we feel, is a great way to conduct business. We like warmth between people. We like to connect. We like to bond. Our credo is people first, products second and profits third.
As we said at the opening, here is how you can retire rich in just 3 minutes per day by simply shadow investing the guy who turned $31,409 into $1.28 million in just 38 months – from the comfort of your own home – and we guarantee that it's not a question of “if” you make it but more a question of when – or all your money back instantly without question.
And here is our guarantee to prove it!
30 Day - No Questions Asked
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| There is no risk. If you decide to come on board and become a premium client, and for any reason during the first 30 days of membership, the package does not meet your expectations, or you don’t find the Tax-Free Millionaire package value for money, or you don’t find that the system really is 3 minutes per day, you can ask for a FULL REFUND, no questions asked. The risk lies with us instead of with you. |
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Becoming a premium client has got to be one of the best investments you’ll ever make in your life.
Tax-Free Millionaire Shadow investing packages come in 5, 7, 10 and 15 year blocks, meaning you get the luxury of shadow investing Stephen for either a five, seven, ten or fifteen year time frame. The longer the term you sign up for, the bigger the discount you get.
Plus with a longer time frame, you get the added bonus of not being subjected to future shadow investing package price rises.
This maximizes the probability of you retiring rich by your deadline, plus it also means that once you've paid, you have no other future payments to budget for.

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The four packages to choose from are; a) Financial Security (5 Years) b) Financial Independence (7 Years) c) Financial Freedom (10 years) |
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Right now there are discount packages available but you'll have to be quick. To find out more please contact us by calling 0870 757 8555 or email us to speak to either Stephen, Paul or a Senior ISACO Consultant.
Please Be Aware!
We have to limit the number of clients who shadow invest Stephen. Unfortunately not everybody is accepted, even when they have the money to pay for the package.