At ISACO, our aim is to strategically time the market, which means instead of using a 'buy and hold' strategy, we are more active.
In this post we'll look at why getting in sync with the market is key to achieving the best ISA growth.
If you’ve read my book Liquid Millionaire, or seen my Top Ten Tips for Successful ISA Investing, you’ll know that I’m not a big believer in a ‘buy and hold’ investment strategy.
My belief is that if your objective is to beat the market averages, then you need to be active.
Tags: Better performance, Investment strategy, Achieving your investment goals
I was recently speaking to Bob Sweeney, an ISACO premium client and friend of mine.
During our call, Bob very kindly recommended Ken Fisher’s book ‘Debunkery.’ As soon as I started to read Bob’s recommendation, I was finding many ideas and concepts that were resonating strongly with own my investment philosophy. Today I’m going to share one of those ideas about common investing mistakes with you.
Tags: Better performance, Investment strategy, Achieving your investment goals, Investment mistakes
You can contribute to an Individual Savings Account (ISA) and a Self Invested Personal Pension (SIPP) in the same tax year, but what if your financial circumstances mean that you can only afford to invest in one of the two vehicles? If it comes down to choosing between an ISA or a SIPP, where should you invest?
Tags: ISA investing tips, Investment strategy, SIPP investing tips
While market conditions continue to be challenging, particularly with issues surrounding debt in parts of the Eurozone, individuals could be forgiven for feeling helpless when it comes to constructing their portfolios.
You can't do much to prevent your investments dropping in value by 5% on a bad day in the markets, but a significant % hit from the taxman is avoidable. Step forward two tax-efficient investment wrappers: Individual Savings Accounts (ISAs) and Self Invested Personal Pensions (SIPPs).
Tags: ISA investing tips, Investment strategy, SIPP investing tips
In this post, we'll look at how medium to low risk investors can choose the percentage of their portfolio they use to aim for growth, so they can create the best SIPP portfolio for them.
Tags: Better protection, Investment strategy, SIPP investing tips, Achieving your investment goals
With stock markets fluctuating every week, individual investors clearly need a safety net. Through diversification, they can manage their exposure to risk and help prevent their entire portfolio from losing value.
Tags: ISA investing tips, Better protection, Investment strategy, Achieving your investment goals
If you decide to invest in the stock market, you must prepare yourself for temporary investment losses. I use the word ‘temporary’ because this is how I have always viewed losses to my account and I’ve been investing in ISAs since 1997.
Tags: ISA investing tips, Investment strategy, Achieving your investment goals
Please talk to your financial adviser about risk and its implications on your finances.
Following on from our recent post What is investment risk?, in this post we'll look at four other investment risks that investors need to understand.
Tags: Better protection, Investment strategy, Investment risk, Achieving your investment goals
Please talk to your financial adviser about risk and its implications on your finances.
You can't plan financially without understanding investment risk. Many people, when they hear about 'risk', think automatically about the chance of being defrauded or not getting all their money back. This 'capital' risk is important, but it isn't the only type.
Tags: Better protection, Investment strategy, Investment risk, Achieving your investment goals
