There's no doubt that the current climate is a difficult one for investors. But how resilient is the stock market and will it recover? In this post we'll look at the history of the market for an answer.
We can all agree that the best time to invest is right at the bottom of the market and the point of maximum financial risk is right at the market's top.
The challenge investors face is that when the market is at its bottom, people don't ‘feel’ like investing. And when the market is at its top, most investors find it hard not to buy – again because of how they ‘feel.’ All too often investors are influenced by short-term market movements rather than focusing on the longer-term trend and how this fits with their own investment objectives.
This is definitely a difficult time to invest. It’s easy to be put off by the markets sudden rises and falls – you will need to keep a clear head when many people are losing theirs. It’s also worth remembering that there can be opportunities when it looks like a bad time to invest.
Tags: Investment outlook, Investment strategy, Achieving your investment goals
I recently read a great book called Behavioural Investing written by James Montier and I learned something I would like to share with you. Psychologists have suggested that we have two different systems embedded within our minds. One system is emotional, and the other logical. In this post, we'll look at behavioural investing and the dangers of letting your emotions get in the way of your investment decisions.
Tags: ISA investing tips, Investment strategy, Behavioural Investing, Achieving your investment goals
Are you looking for impressive ISA investment returns over the long-term? If so, it’s important to know that, when investing for growth, the size of your annual returns will always depend on four factors. These form The Performance Quadrant.
Tags: Better performance, ISA growth, Investment strategy, Achieving your investment goals
Recently we looked more closely at the fund charges faced by investors. In this post we'll consider whether the cost of active fund management can be justified when compared to the charges made by passive funds.
Tags: ISA investing tips, Investment funds, ISA growth, Investment strategy
Many ISA and SIPP investors actively seek out adventurous high growth funds to form part of their portfolio. While these funds can be extremely volatile in the short-term, if you hold them over the long-term and choose well, they can reap impressive returns.
Tags: Investment funds, Better performance, ISA growth, Investment strategy, Achieving your investment goals
In this post we'll look more closely at fund charges. Perhaps surprisingly, in a recent 32-page report, Promoting Trust and Transparency in the UK Investment Industry, SCM Private reported that only 19% of investors know what they pay in fund management fees. However, the survey also revealed that 89% of savers and investors would like fund managers to disclose a full breakdown of their fees.
In this post we'll look at five key steps that sit at the heart of a successful ISA investment strategy. Each of these steps on its own may help you achieve better growth, however I recommend that you aim to adopt as many of them as possible.
Tags: Better performance, Investment strategy, Achieving your investment goals
