Tips for managing your ISA portfolio (a Morningstar video interview)

Posted by Stephen Sutherland on Wed, Mar 13, 2013 @ 03:40 PM

Recently I had the pleasure of being interviewed by Holly Cook, Managing Editor of Morningstar. In particular, Holly and I discussed ISA investment and over our next 3 posts we'll look at the points we covered in more detail.

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Tags: ISA investing tips, ISA growth

2 key investment mistakes that people often make

Posted by Stephen Sutherland on Sat, Jan 19, 2013 @ 01:30 PM

In this series of posts I'm taking you through 7 mistakes that fund investors sometimes make. By avoiding these, you'll give yourself a much better chance of arriving at your financial goals on time.

In our last post we discussed why low investment fees shouldn't be you only priority and why performance is crucial. In this post, we'll look at two more common investment mistakes, which are often closely related.

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Tags: ISA investing tips, Investment strategy, Investment mistakes

Why low investment fees shouldn't be your only priority

Posted by Stephen Sutherland on Thu, Jan 10, 2013 @ 01:00 PM

In this new series of posts I'm going to take you through 7 mistakes that fund investors sometimes make. By avoiding these, you'll give yourself a much better chance of arriving at your financial goals on time.

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Tags: ISA investing tips, Investment strategy, Investment mistakes

Understanding your investment risk profile

Posted by Stephen Sutherland on Sat, Sep 01, 2012 @ 01:00 PM

When investing with your ISA and SIPP portfolio, you need to understand the risk involved in the funds you choose to purchase.

We all have different attitudes to investment risk. Some people are willing to accept greater risk and volatility in the pursuit of higher returns. Other people are looking for less risk, while still aiming to achieve their personal financial goals. 

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Tags: ISA investing tips, Investment strategy, Investment risk

Behavioural finance - An opportunity for smart investors

Posted by Stephen Sutherland on Tue, Jul 03, 2012 @ 01:22 PM

Understanding your financial personality is vitally important. It can help you understand why you make the investment decisions you make, how you are likely to react to the uncertainty inherent in investing and how you can temper the irrational elements of investment decisions while still satisfying your individual preferences.

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Tags: ISA investing tips, Investment strategy, Behavioural Investing

Behavioural Investing - Try the 3 question MIT test

Posted by Stephen Sutherland on Thu, Jun 14, 2012 @ 01:30 PM

I recently read a great book called Behavioural Investing written by James Montier and I learned something I would like to share with you. Psychologists have suggested that we have two different systems embedded within our minds. One system is emotional, and the other logical. In this post, we'll look at behavioural investing and the dangers of letting your emotions get in the way of your investment decisions.

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Tags: ISA investing tips, Investment strategy, Behavioural Investing, Achieving your investment goals

Is the extra cost of active fund management justified?

Posted by Paul Sutherland on Sat, Jun 09, 2012 @ 01:30 PM

Recently we looked more closely at the fund charges faced by investors. In this post we'll consider whether the cost of active fund management can be justified when compared to the charges made by passive funds.

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Tags: ISA investing tips, Investment funds, ISA growth, Investment strategy

The difference between ISAs and SIPPs: The key points for investors

Posted by Stephen Sutherland on Thu, May 24, 2012 @ 01:30 PM

You can contribute to an Individual Savings Account (ISA) and a Self Invested Personal Pension (SIPP) in the same tax year, but what if your financial circumstances mean that you can only afford to invest in one of the two vehicles? If it comes down to choosing between an ISA or a SIPP, where should you invest?

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Tags: ISA investing tips, Investment strategy, SIPP investing tips

ISAs vs SIPPs: Which should you choose?

Posted by Stephen Sutherland on Tue, May 22, 2012 @ 02:40 PM

While market conditions continue to be challenging, particularly with issues surrounding debt in parts of the Eurozone, individuals could be forgiven for feeling helpless when it comes to constructing their portfolios.

You can't do much to prevent your investments dropping in value by 5% on a bad day in the markets, but a significant % hit from the taxman is avoidable. Step forward two tax-efficient investment wrappers: Individual Savings Accounts (ISAs) and Self Invested Personal Pensions (SIPPs).

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Tags: ISA investing tips, Investment strategy, SIPP investing tips

The importance of portfolio diversification

Posted by Stephen Sutherland on Tue, May 15, 2012 @ 01:28 PM

With stock markets fluctuating every week, individual investors clearly need a safety net. Through diversification, they can manage their exposure to risk and help prevent their entire portfolio from losing value.

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Tags: ISA investing tips, Better protection, Investment strategy, Achieving your investment goals