Investment means introducing risk to your money. This is not necessarily a bad thing, as increased risk can help you grow your cash. But, conversely, there is the possibility that you could lose some, or all, of your money.
If you're ready to invest, here are four key activities to consider first.
If you decide to invest in the stock market, you must prepare yourself for temporary investment losses. I use the word ‘temporary’ because this is how I have always viewed losses to my account and I’ve been investing in ISAs since 1997.
Tags: ISA investing tips, Investment strategy, Achieving your investment goals
There aren't many ways to keep your money away from the the taxman, but an Individual Savings Account (ISA) is one way of doing it. In this post we'll look at the tax advantages of ISAs and how they can dramatically benefit investors.
Tags: ISA investing tips, Better performance, Achieving your investment goals
In a recent post called ISA allowances history and why adding the maximum makes sense, we looked at the history of ISA allowances. Today I want to give you more detail and explain why we believe ISAs are one of the UK’s best-kept secrets. There's no doubt that they can play a major part in providing you with a secure future and comfortable retirement.
Tags: ISA investing tips, ISA millionaires, Achieving your investment goals
Almost half the adult population in the UK now has money in an Individual Savings Account (ISA). Most accounts are worth under £100,000, but there are scores, maybe hundreds, of investors who over the years have built up tax-efficient accounts worth more than £1m, in some cases considerably more. They are ISA millionaires.
Tags: ISA investing tips, ISA millionaires, Achieving your investment goals
We all have different attitudes to investment risk. Some people are willing to accept greater risk and volatility in the pursuit of higher returns. Other people are looking for less risk, while still aiming to achieve their personal financial goals.
The level of risk and volatility you face is directly linked to where your ISA portfolio is invested. In this post, we'll look at how medium to low risk investors can make a better informed decision around the percentage of their portfolio they use to aim for growth.
Tags: ISA investing tips, Investment funds, Better performance, Better protection, Investment risk, Achieving your investment goals
Today I want to share with you an overview of historic ISA allowances. This is important as it shows the true potential of what’s possible when investing in ISAs. ISA history also ties in very nicely with Tip #7, ‘Invest the Max’ from our Top 10 Tips for Successful ISA Investing
Today I wanted to expand on one of my Top Ten Tips for Successful ISA investing and the tip in question is Tip 4: 'Park in cash during a bear market' (for more on my other nine tips, please just download our Top 10 Tips for Successful ISA Investing).
Your aim as an ISA and SIPP investor should be to profit in rising markets and protect in falling markets. This is not easy to do but is made easier when you understand how market cycles operate.
Tags: ISA investing tips, Better protection, Investment strategy
Today, I’d like to talk more about the third of my top ten tips for successful ISA investing, which is ‘Buy Quality Investment Funds’ (for more on my other nine tips, please just download our Top 10 Tips for Successful ISA Investing).
My aim is to invest when the market is healthy. When it’s unhealthy I stay in a cash-based fund to protect potential downside losses. The Fidelity ISA Cash Park is one I personally use.
Today I’d like to talk more about the second of my top ten tips for successful ISA investing which is ‘Be Active’ (for more on my other nine tips, please just download our Top 10 Tips for Successful ISA Investing).
Whenever I talk about timing the market, I normally mention my dislike for the ‘buy and hold’ strategy. I prefer active ISA investment.
