Paul Sutherland

Recent Posts

Historical ISA limits - how you could have become an ISA millionaire

Posted by Paul Sutherland on Fri, Mar 23, 2012 @ 12:47 PM

In a recent post called ISA allowances history and why adding the maximum makes sense, we looked at the history of ISA allowances. Today I want to give you more detail and explain why we believe ISAs are one of the UK’s best-kept secrets. There's no doubt that they can play a major part in providing you with a secure future and comfortable retirement.

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Tags: ISA investing tips, ISA millionaires, Achieving your investment goals

ISACO client interview - Mr Bob Liddell

Posted by Paul Sutherland on Tue, Mar 13, 2012 @ 01:50 PM
In this post, we'd like to share a recent interview with Bob Liddell, who became an ISACO Premium Client in January 2009.

In this interview Bob describes how he became an ISACO client, what's involved and outlines his experience so far - including the 63% after tax gain he made in 19 months.

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Tags: ISACO client interviews

4 major investment problems that you need to avoid

Posted by Paul Sutherland on Thu, Mar 08, 2012 @ 02:52 PM

The majority of people looking for investment advice in the UK rely on a financial adviser.

Unfortunately, many of them don't appreciate some of the flaws still evident in the investment industry. In this post, we'll look at four of the biggest investment problems that consumers can still face.

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Tags: Better performance, ISACO vs an adviser, Investment strategy

Why is ISACO’s annual investment target 12%-15%?

Posted by Paul Sutherland on Tue, Mar 06, 2012 @ 02:15 PM

We are sometimes asked why our annual investment target is 12-15% growth. In short, we set this goal because of our track record of outperforming the stock market. This means we can have a higher investment target than traditional financial advisers.

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Tags: Better performance, Investment outlook, Achieving your investment goals

The Retail Distribution Review – Good news for investors

Posted by Paul Sutherland on Thu, Mar 01, 2012 @ 02:15 PM

If you are an investor, you owe it to yourself to know about the Retail Distribution Review (RDR), as it's a key part of the Financial Services Authority's (FSA) consumer protection strategy.

The Retail Distribution Review aims to establish a resilient, effective and attractive retail investment market. This means that you'll be able to have more confidence and trust in the retirement & investment planning advice you receive.

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Tags: Investment outlook, Better protection, Investment news

Are you getting value for money from your investment adviser?

Posted by Paul Sutherland on Thu, Feb 23, 2012 @ 02:10 PM

In this post, I'd like to take you through the likely performance of financial or investment adviser over a ten year time span. We'll then compare this to ISACO. We'll use an investor with a £250,000 ISA and SIPP portfolio as an example.

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Tags: Achieving your investment goals

Shadow Investing: My personal experience over the last 12 years

Posted by Paul Sutherland on Tue, Feb 21, 2012 @ 02:10 PM

My name is Paul Sutherland, I'm ISACO's Managing Director and a regular contributor to this blog. In this post, I wanted to share my personal experience of Shadow Investing over the last eleven years*.

I have been Shadow Investing my brother Stephen since the year 2000. Stephen Sutherland is ISACO's Chief Investment Strategist and bestselling author of Liquid Millionaire. Stephen is one of the UK's leading growth fund investors and a regular commentator on business television, radio, personal finance newspapers, magazines and other investment media.

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Tags: Better performance, Investment strategy, Investment Guidance Service

ISA allowances history and why adding the maximum makes sense

Posted by Paul Sutherland on Thu, Feb 16, 2012 @ 01:30 PM

Today I want to share with you an overview of historic ISA allowances. This is important as it shows the true potential of what’s possible when investing in ISAs. ISA history also ties in very nicely with Tip #7, ‘Invest the Max’ from our Top 10 Tips for Successful ISA Investing

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Tags: ISA investing tips, Achieving your investment goals

The consequences of poor investment performance

Posted by Paul Sutherland on Tue, Feb 14, 2012 @ 02:00 PM

Today I would like to share a true but shocking statistic with you. Did you know that 80-90% of financial advisers underperform the stock market. This means that most advisers will achieve less than the FTSE 100’s growth.

This underperformance by advisers can have serious consequences for investors. Over the last twelve years, if you’d been taking your guidance from an adviser, your performance will probably be either in line with the FTSE 100’s 19.6% cumulative loss or possibly worse.

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Tags: Better performance, Achieving your investment goals

Is now a good time to invest?

Posted by Paul Sutherland on Mon, Feb 06, 2012 @ 03:15 PM

One of the questions we are most often asked by potential investors is a simple one - 'is now a good time to invest?'.

In a recent edition of our monthly premium client newsletter The Big Picture, Stephen Sutherland, our Chief Investment Strategist, wrote:

“My take is and has been for some time now that the market over the next decade will outperform. There are numerous facts and statistics that point to the likelihood of outperformance and the behaviour of the market over the last three years gives me even more reasons to believe a stock market boom may have already begun. My belief is the ‘boom period’ started back in 2009.”

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Tags: Better performance, Investment strategy, Achieving your investment goals