In some of our recent posts we've looked at investment risk in detail and explored the idea of diversification. In challenging times, these are key concepts for all investors to grasp and use to their advantage.
In this post we'll look at the main ways to both save and invest, along with an assessment of the risk involved with each.
With stock markets fluctuating every week, individual investors clearly need a safety net. Through diversification, they can manage their exposure to risk and help prevent their entire portfolio from losing value.
Tags: ISA investing tips, Better protection, Investment strategy, Achieving your investment goals
Investment means introducing risk to your money. This is not necessarily a bad thing, as increased risk can help you grow your cash. But, conversely, there is the possibility that you could lose some, or all, of your money.
If you're ready to invest, here are four key activities to consider first.
If you decide to invest in the stock market, you must prepare yourself for temporary investment losses. I use the word ‘temporary’ because this is how I have always viewed losses to my account and I’ve been investing in ISAs since 1997.
Tags: ISA investing tips, Investment strategy, Achieving your investment goals
Please talk to your financial adviser about risk and its implications on your finances.
Following on from our recent post What is investment risk?, in this post we'll look at four other investment risks that investors need to understand.
Tags: Better protection, Investment strategy, Investment risk, Achieving your investment goals
Please talk to your financial adviser about risk and its implications on your finances.
You can't plan financially without understanding investment risk. Many people, when they hear about 'risk', think automatically about the chance of being defrauded or not getting all their money back. This 'capital' risk is important, but it isn't the only type.
Tags: Better protection, Investment strategy, Investment risk, Achieving your investment goals
There are many people in the UK who have become millionaires by investing in ISAs. I've studied the main characteristics shared by these ISA millionaires closely and I've come to the conclusion that most have 10 key traits.
We looked at the first seven of these traits in two recent posts. This time we'll examine the final three traits of an ISA millioniare.
Some people don’t believe it’s possible to become an ISA millionaire, but in fact the UK does have many millionaires who have accumulated their fortune by investing in ISAs.
There aren't many ways to keep your money away from the the taxman, but an Individual Savings Account (ISA) is one way of doing it. In this post we'll look at the tax advantages of ISAs and how they can dramatically benefit investors.
Tags: ISA investing tips, Better performance, Achieving your investment goals
