Most investors seek better ISA and SIPP returns. The reason why so many investors desire higher returns is because unless they achieve good growth, they may undershoot their long-term investment aims. Missing key targets could result in them being forced to downgrade their lifestyle upon reaching retirement; a scenario many investors find completely unpalatable.
Most investors with a life expectancy of 20 years or more are likely to need at least some ISA growth. Without risk, you can't get growth. And without growth, your portfolio can be ravaged overtime by withdrawals and inflation. To help your portfolio survive the long haul, it's likely that you'll need to hold some portion of your ISA portfolio in stocks most of the time. You can do that by buying quality growth funds and holding them over the long-term.
In the third blog of this series we'll look at 5 steps you can follow to create a lifetime income.
In the second blog of this series we'll look at how you can create an income for life by investing in growth funds.
In the second blog in this series we'll compare ISACO’s investment charges with those of a typical financial adviser.
In this latest series of blogs, we are going to look at direct comparisons between ISACO’s investment aims and charges and those of financial advisers.
How far would your wealth have to drop during a stock market correction before you felt uncomfortable? To help you answer this difficult question, in this post we'll look at the returns that we and our clients have achieved over the last three years1, as well as two other salient points:
In my last post I looked at the resilience of the stock market and its ability to not only survive turmoil, including recessions, wars and natural disasters, but thrive in the ensuing years.
In this post, we'll look at the strong investment returns delivered by the stock market in the decades immediately following periods of poor investment performance.
We can all agree that the best time to invest is right at the bottom of the market and the point of maximum financial risk is right at the market's top.
The challenge investors face is that when the market is at its bottom, people don't ‘feel’ like investing. And when the market is at its top, most investors find it hard not to buy – again because of how they ‘feel.’ All too often investors are influenced by short-term market movements rather than focusing on the longer-term trend and how this fits with their own investment objectives.