The majority of people looking for investment advice in the UK rely on a financial adviser.

Unfortunately, many of them don't appreciate some of the flaws still evident in the investment industry. In this post, we'll look at four of the biggest investment problems that consumers can still face.

We are sometimes asked why our annual investment target is 12-15% growth. In short, we set this goal because of our track record of outperforming the stock market. This means we can have a higher investment target than traditional financial advisers.

In this post I'll look at 7 of the most common SIPP investing mistakes. A Self-Invested Personal Pension (or SIPP) is the name given to the type of UK-government-approved personal pension scheme, which allows individuals to make their own investment decisions from the full range of investments approved by HM Revenue & Customs (HMRC).

My name is Paul Sutherland, I'm ISACO's Managing Director and a regular contributor to this blog. In this post, I wanted to share my personal experience of Shadow Investing over the last eleven years*.

I have been Shadow Investing my brother Stephen since the year 2000. Stephen Sutherland is ISACO's Chief Investment Strategist and bestselling author of Liquid Millionaire. Stephen is one of the UK's leading growth fund investors and a regular commentator on business television, radio, personal finance newspapers, magazines and other investment media.

Today I would like to share a true but shocking statistic with you. Did you know that 80-90% of financial advisers underperform the stock market. This means that most advisers will achieve less than the FTSE 100’s growth.

This underperformance by advisers can have serious consequences for investors. Over the last twelve years, if you’d been taking your guidance from an adviser, your performance will probably be either in line with the FTSE 100’s 19.6% cumulative loss or possibly worse.

HIRE CAR™ is a screening tool I created to help me quickly find quality investment funds.

Funds are managed and controlled by a professional fund manager. The manager makes investment decisions on what companies to buy and what to sell.

When the market is healthy, my aim is to find the best fund manager using HIRE CAR™ as my guide. Here's a brief introduction to its track record.

One of the questions we are most often asked by potential investors is a simple one - 'is now a good time to invest?'.

In a recent edition of our monthly premium client newsletter The Big Picture, Stephen Sutherland, our Chief Investment Strategist, wrote:

“My take is and has been for some time now that the market over the next decade will outperform. There are numerous facts and statistics that point to the likelihood of outperformance and the behaviour of the market over the last three years gives me even more reasons to believe a stock market boom may have already begun. My belief is the ‘boom period’ started back in 2009.”

People who like ISACO’s Investment Guidance Service brochure normally ask ‘how’ we’ve helped our clients achieve market beating performance.

We have been successful in helping our clients achieve better ISA performance by offering investment guidance from an investor who has historically ‘beaten’ the stock market. Using a talented investor with a great track record has proved to be ISACO’s secret weapon.